Buying
Buying Real Estate in NYC — Expert Buyer Guides
Buying an apartment in New York City involves financial, legal, and strategic decisions that don't exist in most other markets. From co-op board approvals to condo closing costs, every transaction carries unique complexity. These guides are written from direct experience representing buyers across Manhattan, Brooklyn, and surrounding boroughs.
Each article reflects Gavin Shiminski's hands-on experience guiding buyers through NYC's most competitive neighborhoods and building types.
What Co-op Boards Really Look For in NYC Buyers
NYC co-op boards evaluate liquidity, debt-to-income ratios, employment stability, and personal presentation. Learn exactly what boards look for and how to prepare for the interview.
Hidden Costs When Buying Property in NYC
NYC buyer closing costs range from 2% to 6% of the purchase price. Understand mansion tax rates, mortgage recording tax, attorney fees, and building fees for condos and co-ops.
How Buying an Apartment in New York City Works (2026 Guide)
A step-by-step guide to buying an apartment in NYC in 2026, covering mortgage pre-approval, co-op vs condo decisions, board approval, closing timelines, and what first-time buyers should expect.
Condo vs Co-op in NYC: What Buyers Need to Know Before Choosing
Condos and co-ops in NYC differ in ownership structure, financing rules, board approval requirements, and monthly costs. Here's how to decide which is right for your budget and lifestyle.
Buyer Advisory
Looking for an advisor who understands NYC buyers?
Gavin represents buyers across Manhattan and Brooklyn—from first-time co-op purchases to luxury condo acquisitions. A brief conversation can help clarify your search, budget, and timeline.
No obligation. Most consultations begin with a 15-minute call.
Discuss Your SearchLooking for personalized guidance? Learn about Gavin Shiminski or schedule a consultation.